NBFC Status

For our flagship product, GreenGold, we've partned with a
an RBI Registered NBFC(with COR number N.14-03462) P2P Lending Company that operates in compliance with guidelines issued by the RBI. In a recent landmark decision, RBI has increased the aggregate P2P exposure of a lender from ₹10 lakhs to ₹50 lakhs.

Based on the growth and performance of the P2P lending industry ever since the first set of regulations were released, Reserve Bank of India raised investment limit by five times to ₹ 50 lakh for individual lenders, showcasing great trust in the industry and associated platforms. This measure won't just assist investors in further diversifying their portfolios, but also provide surplus cash to borrowers looking for funds for meeting personal or business needs.

NBFC-P2P is a new class of NBFC, for non-banking institutions which carry on the business of Peer to Peer Lending. In October 2017, Reserve Bank of India (RBI) released a set of guidelines to regulate the expanding peer to peer lending space in India.

P2P Lending, is the practice of borrowing and lending money through an online marketplaces. We, through our partners, use technology to assess borrowers on more than 200 different data points and enable both borrowers and lenders to transact on mutually acceptable terms. At your discretion, you select the people you want to invest in or get a loan from.

At Yield, you have the power to choose your terms and enjoy complete transparency.

With NBFC-P2P licence, we by proxy come under RBIs purview with regards to regulatory oversight.